These are all valid questions, and there is no one-size-fits-all answer. For some people, retirement makes perfect sense — especially if you don't enjoy your job or feel like it's not fulfilling your needs. But for others, early retirement isn't necessarily the best choice.

If you love what you do and it fulfills you, then why stop? Continuing to work can give you a sense of purpose and accomplishment. And if you're passionate about what you do, continuing to work can keep you engaged and active in life.