Forums Search

What is a business loan?

A business loan is an amount of money a business borrows from a financial institution, with set requirements for the amount of time it will take to pay back, as well as interest rates.

Businesses get loans in order to help them start or to fund expansion. They’re one of a range of funding options for startups.

Types of business loans for startups

There are five main types of business loans that are relevant for startups:

1. SBA small business loans
2. Business credit lines
3. Short term loans
4. Invoice financing
5. Merchant cash advances

Let’s take a closer look at each one.

SBA Small Business Loans

A SBA small business loan is a loan that is backed by the Small Business Administration (SBA).

Founded in 1953, the SBA is a fe...

Visit our official website of call girls in Kolkata for Call Girls Services in Kolkata. We provide hot Kolkata Call Girls or sexy Kolkata call girls for call girl services in Kolkata top class hotels. To book call girls in Kolkata or Call Girls in Kolkata click on the following link given bellow:-

https://www.anjali-khanna.in/ https://www.mumbaihotelescorts.com/ https://www.diyaroy.com/call-girls-in-guwahati.html

Ninety to ninety-five percent of startups fail within the first five years. A large majority fail within the first 12 to 18 months. The failure of a startup shouldn’t be a big deal. In fact, finding the hard edges is what startups are all about.

Ideas should be pressure tested to find the ones that don’t survive, the ones that do, and most importantly the ones that could scale.

The problems begin when we conflate startup failure with “this is really bad”.

It’s only bad if the founder and team are over-extended, underwater, out of runway, or whatever analogous phrasing you choose. When all of the resources are marshaled in the wrong direction. When nobody stopped to do the critical work over the urgent. When the founders believed the same s...

In the early years of your startup, you may feel like a one-person show. You have infinite faith in your product or service, but how do you translate that commitment to investors and stakeholders? How can you raise brand awareness before you have the funding necessary for marketing and PR?

Despite these obstacles, you must find a way to gain traction in building a community or generating sales. Otherwise, you risk stalling or, worse, folding. Fortunately, this is where “strength in numbers” comes into play. Find out how you can get your show on the road with a strategic startup partnership.

Getting ahead with a strategic startup partnership

1. Instant Street Cred

Validation by large enterprises generates the credibility and exposure you ne...

Coming up with a great business idea isn’t a problem. The problem is in actualizing that idea and turning it into a profitable business. The next thing that follows is the million-dollar question: “Where do I get capital to turn my idea into a profitable business?” Unless you have ready cash laying in the bank or a wealthy relative ready to come to your rescue, raising capital to start or grow your business isn’t the easiest thing to do. Resourceful entrepreneurs will always find ways of bootstrapping their ventures. However, depending on the nature of your business, there is a limit to which you can do that. It reaches a time when you need hard cash to move forward. In that regard, you need to find ways of raising capital.

The source of yo...

Enlisting the services of a PR firm can put a big dent in your marketing budget. Despite that, many startups will front the money because they believe that getting media attention is the golden ticket to success. It’s that mindset that allows PR agencies to get away with charging a huge chunk of cash.

Publishing is also not always going to drive the readership or conversions that your company wants. As someone who spent 5 years working for major publishers and media houses, while also being immersed as a leading mentor for top tech startups in Silicon Valley, I can tell you that there are only a...

You never hear of anyone winning an award for Best Receipt Keeper, because you’d never find enough entrants to make a contest in that category. Most of us struggle with keeping expenses in order, personal and business. Add frequent work travel to the mix? We’re toast.

About the only thing that we do find a way to manage reliably when we’re traveling is email, which is why Fyle is such a handy new tool.

Fyle is a Chrome extension that lets you track business expenses from your email, automatically capturing expense data and e-receipts from within Gmail and Outlook. You’re off the hook when it comes to manually entering data on your own, submitting expenses late – and for the inevitable loss of receipts while on the road.

Using what Co-Found...

When Amazon released Alexa, a speech recognition interface, many saw a great potential in this revolutionary technology. What is even greater about Alexa is that it is changing every single day, in better, as new features and new abilities are added to it. Due to this, new technologies are emerging and people around the world enjoy different exciting experiences. The idea of having intelligent personal assistance under the shape of revolutionary technologies is very attractive to more and more people. One of the most recent updates that concern the range of tasks Alexa can perform is to allow its users to check their finances and even manage money by just using voice commands. This skill was developed and released by Welto.IO, a financial ...

In 2002, when Craiglist, Friendster, and MySpace were the popular social networks, Divya Narendra was a Harvard College student who identified with the idea of online social networking.

“Its usefulness was obvious to me as a student, because I felt like I was in this campus with a lot of students, 6000 undergrads, but I didn’t know that many,” said Divya. “In Boston, there are around 50 colleges within 50 square miles — it’s very dense city as far as universities go, and I had no real great point of contact between the various universities, so I felt like bringing that community together was sort of a no brainer. When I thought about the scaling opportunities, it was pretty obvious as well — this was a use case that would be applicable to ...